Payment Policy

At https://modistan.com, we accept the following payment methods for your order transactions: Visa, Mastercard, Apple Pay, Google Pay. All payments are processed through secure third‑party payment gateways. We do not store your full credit‑card details on our own servers.

Authorisation & Charging

Your payment method will be authorised at checkout. Funds will be captured when your order is confirmed and prepared for dispatch. Authorisation holds on your card are temporary and will be released by your issuing bank if your order is cancelled before shipment. Timing for release of authorisation holds is controlled by your card‑issuing financial institution and is outside our control.

Accepted Payment Options Details

  1. Visa / Mastercard: Credit cards and eligible debit cards issued under Visa or Mastercard networks are supported. Please ensure your billing address entered on checkout matches the address registered with your card issuer to avoid transaction decline.
  2. Apple Pay: You may complete checkout using Apple Pay where supported by your device and browser. Transactions using Apple Pay are subject to Apple Pay merchant terms of service. Tokenisation technology is used to secure your payment credentials; your actual card number is not shared with our store.
  3. Google Pay: You may complete checkout using Google Pay. Google Pay transactions follow Google Pay seller terms of service. Payment credentials are tokenised for security.

Transaction Currency

All product prices displayed on our website are in United States Dollars (USD). If your bank account uses a different currency, your bank will apply currency conversion and possible foreign‑transaction fees, which are the responsibility of the cardholder. Dongyang Yirui Trading Co., Ltd is not responsible for bank‑imposed conversion or foreign‑transaction charges.

Payment Security

All checkout connections use industry‑standard encryption. If your payment is declined, please double‑check card expiry, billing address, available balance, or contact your card‑issuer. Should you encounter repeated payment failures, reach our customer service via service@modistan.com.

Refund Processing

All approved refunds will be issued back to the original payment method you used to place the order. Processing timelines depend on your payment provider, bank or digital‑wallet service, which may take additional business days beyond our internal processing window.

Fraud Prevention

We reserve the right to cancel or suspend orders for suspected fraudulent payment activity. We may request additional identity verification information before fulfilling high‑value orders.